Living in sunny Florida allows us to hop on our road toys all year round. Whether it is a dirt bike, ATV, off-road vehicle or dune buggy they are all about fun and with a trailer you can enjoy the adventure of different terrain in an hour or two.

Before you start exploring the great outdoors, you might want to ask us about insurance coverage. The team at Brady Insurance Group has some suggestions to get you started.

3. What discounts can I get?
How can I save money is usually a toy owner’s first question. So we are ready with discounts for things like multi-units, multi-policies, and for having prior off-road vehicle insurance.

2. What kind of coverage do I need?
Our toy-team will review standard coverages and optional insurance you might consider. Like other vehicles, standard coverage includes Collision, Liability and Medical Payments and other than accident events like theft. Collision and liability help provide coverage for damage to your off-road toy itself or damage or injury that you may cause while riding your ORV.

3. Is my safety gear covered?
Wearing safety gear is critical to minimize injuries from an accident so most companies will offer safety apparel coverage. A riders safety is foremost so wearing helmets, goggles and other protective clothing is always encouraged.

4. Is other equipment coverage is available?
Customizing road toys is part of the fun. Optional Equipment coverage is available and will help cover repair and replacement of damaged things like towable trailers, racks and winch kits.

You work hard to afford your toys, so you never want to be stuck without coverage. Let us help you cushion the bumps on your trail. The toy-team at Brady Insurance Group makes buying insurance easy and understandable. Call us at 866.764.1944 or start your online quote now.